Description goes here for Energy Mortgage course.
| Module 1 | Welcome to the Energy Mortgages Course |
|---|---|
| Unit 1 | Welcome Video for the Energy Mortgage Course |
| Unit 2 | Introduction to the Energy Mortgage Course |
| Unit 3 | Overview of Energy Mortgages |
| Unit 4 | Certified Home Energy (HERS) Raters and Home Energy Auditors |
| Unit 5 | Energy Mortgages Explained |
| Unit 6 | Special Emphasis on COVID 19 Upgrades |
| Unit 7 | Residential Structures for Energy Mortgages |
| Unit 8 | An Energy Mortgage Example |
| Unit 9 | All Financial Loan & Mortgage Products Can be Complicated |
| Unit 10 | Two Options to Take This Course |
| Module 2 | Suggested Downloads and Links |
| Unit 1 | Suggested Downloads and Links About Energy Mortgages |
| Unit 2 | Links to Secondary Finance Market Energy Mortgage Programs |
| Unit 3 | Links to Loan Programs that Recognize Energy Efficiency & Clean Energy |
| Module 3 | Brief History of Energy Mortgages |
| Unit 1 | Beginnings of Energy Mortgages |
| Unit 2 | Two Types of Energy Mortgages |
| Unit 3 | What are Energy Mortgages Anyway? |
| Unit 4 | Long Road Toward Successful Energy Mortgage Programs |
| Unit 5 | Certified Home Energy Raters - Rating Field Inspectors - Energy Auditors |
| Unit 6 | Importance of Training and Certifications |
| Unit 7 | Energy Mortgages Offer More Benefits Than Just Saving Energy and Money |
| Unit 8 | The Importance of 'Trade Offs' |
| Module 4 | Defining Mortgages versus Loans |
| Unit 1 | Mortgages and Loans Defined |
| Module 5 | Energy Efficient Mortgages - EEMs |
| Unit 1 | How Energy Mortgages Differ from Conventional Mortgages |
| Unit 2 | Minimum Requirements for Residences to Obtain Mortgages or Loans |
| Unit 3 | HERS Index and Energy Mortgages |
| Unit 4 | Getting America Back to Work at NO Cost to Taxpayers |
| Unit 5 | No Fed Funds or Mandates Necessary for Energy Mortgages |
| Unit 6 | Freddie Mac's CHOICERenovation Mortgage and Loan Products |
| Unit 7 | Fannie Mae HomeStyle® Renovation Mortgage and Loan Products |
| Unit 8 | VA - Veterans Affairs Energy Efficient Mortgages |
| Unit 9 | FHA-HUD Energy Efficient Mortgage Program |
| Unit 10 | Introduction to EEMs |
| Module 6 | Energy Improvement Mortgages - EIMs |
| Unit 1 | Energy Improvement Mortgage - EIM |
| Module 7 | Green Mortgages |
| Unit 1 | Details About Green Mortgages |
| Unit 2 | Confusion Between Green and Energy Saving Items |
| Module 8 | Energy Responsive Loans |
| Unit 1 | Energy Mortgages Compared to Energy Loan Programs Video Segment |
| Unit 2 | Stretch Loans and Mortgages |
| Unit 3 | HELOCs or Home Equity Lines of Credit |
| Unit 4 | Property Assessed Clean Energy Loans - PACE Programs |
| Unit 5 | FHA-HUD 203k Loans with Energy Component |
| Module 9 | Roles in the Energy Improvement Process |
| Unit 1 | High-Paying American Jobs for Contractors & Remodelers |
| Unit 2 | Good-Paying Jobs for Younger Workers |
| Unit 3 | Educated Lenders and REALTORS Provide Best Buyer Resources |
| Module 10 | Items to Consider When Evaluating Energy Mortgages |
| Unit 1 | Making Homes Safer, More Resilient and Fire Resistant |
| Unit 2 | Creating Healthier Home Environments by Energy Mortgages |
| Unit 3 | Solar Room Additions Financed by Energy Mortgages |
| Module 11 | Financial Terminology |
| Unit 1 | Basic Financial Formulas and Calculations |
| Unit 2 | Debt-to-Income Ratio (DTI) |
| Unit 3 | Return-on-Investment - ROI |
| Unit 4 | Savings-to-Investment Ratio - SIR |
| Unit 5 | Amortization Schedules |
| Unit 6 | Simple and Compound Interest |
| Unit 7 | Exponential Growth and Fossil Fuels |
| Module 12 | Energy Upgrade Calculations and Reporting for Energy Mortgages |
| Unit 1 | Time Value of Money and Simple Payback Calculations |
| Module 13 | EIM for Small Single Family Existing Home Plus Energy Mortgage Reports |
| Unit 1 | Quick Overview of EIM - Energy Improvement Mortgage Reports |
| Unit 2 | Single Family Existing Home Before Energy Upgrades |
| Unit 3 | Small Single Family Existing Home With Energy Improvement Reports |
| Module 14 | Example of Larger Single Family Home Energy Mortgage |
| There are no units in this module. | |
| Module 15 | Final Thoughts and Exam |
| There are no units in this module. | |
| Module 16 | Other References Regarding Energy Mortgages and Loan Products |
| There are no units in this module. | |
